Credit Freeze and Security Freeze

Regarding credit freezes, one must do so with each of the three. The below information is from each bureau to assist in understanding and also has on-line freeze request.

If you are 65 years of age or older the fee will be waived. To request a security freeze, log on to or send all of the following via certified mail to:
Experian Security Freeze
P.O. Box 9554
Allen, TX 75013

Include full name, with middle initial and generation, such as JR, SR, II, III, etc.; current mailing address and previous addresses for the past two years; Social Security number; and date of birth (month, day and year). In addition, enclose one copy of a government issued identification card, such as a driver’s license, state ID card, etc., and one copy of a utility bill, bank or insurance statement, etc. Make sure that each copy is legible (enlarge if necessary), displays your name and current mailing address, and the date of issue (statement dates must be recent). We are unable to accept credit card statements, voided checks, lease agreements, magazine subscriptions or postal service forwarding orders as proof. To protect your personal identification information, Experian does not return correspondence sent to us.

If you believe you qualify for a free Security Freeze due to your age, please send us verification of your date of birth with your Security Freeze request. Acceptable forms of verification include one of the following documents that show your date of birth: a birth certificate, driver’s license, state identification, or some other legal document indicating date of birth.

TransUnion LLC
P.O. Box 2000
Chester, PA 19016

The easiest and fastest way to place a security freeze on your Equifax credit file is via our online process found at the following link.

If you choose, you may also request a security freeze by calling our automated line at 1-800-685-1111 (NY residents please call 1-800-349-9960) or submitted your request in writing to:
Equifax Security Freeze
P.O. Box 105788
Atlanta, Georgia 30348

Please be sure to include the following:
– Your complete name including any suffix (e.g. JR., Sr., etc)
– Complete address
– Social Security Number
– Date of Birth

For your protection, please also send some proof of identification. See “Acceptable Forms of Identification for Verification”.


Below is the relevant site for each of the three: Experian, Transunion and Equifax, as well as an FTC site with facts regarding freezing credit reports. In some instances you can freeze your information through on-line access. Or, you can send a letter requesting same.