Identity Theft Protection Comparison Chart
Service Name / Rating Price Fraud Monitoring ID Theft Insurance/
Guarantee Reports Delivered Computer Security Bottom Line
Identity Guard® Total Protection®
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Free 30-day trial & 25% discount (all plans); $14.99/mo individual;
$22.99/mo couple;
$24.99/mo family Monitors 3-bureau credit reports, credit cards, public records, SSN, bank accounts, applications, Internet security $1,000,000 insurance 3 bureau credit scores and a public record report each quarter ZoneAlarm Internet security suite; anti-keylogging software; ID Vault software Most complete identity theft protection service we reviewed; 3-bureau credit report monitoring; credit report/score updates every quarter; 25% discount & free 30-day trial
AARP Identity Theft Protection from TrustedID an Equifax Company
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Free 14-day trial & special AARP price; $9.16/mo (paid annually) Monitors 3-bureau credit reports, bank accounts, credit cards, SSN, public records, social media $1,000,000 service warranty Equifax credit reports & scores monthly; Transunion, Experian credit reports & scores annually None Comprehensive identity theft protection and credit report monitoring for AARP members and family; monthly Equifax credit reports and scores; special AARP price & free 14-day trial
LifeLock Ultimate Plus®
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Free* 30-day trial; $24.75/mo** (w/annual prepay & our 10% discount) Monitors 3-bureau credit reports, applications, credit cards, SSN, driver’s license, address change, credit card and bank account activity, investment accounts, sex offender registry, court records $1,000,000 guarantee**** Equifax credit scores monthly; 3-bureau credit reports & scores annually None Thorough identity theft protection and 3-bureau credit report monitoring; annual 3-bureau credit reports and scores; monthly Equifax credit scores; somewhat costly even with 10% discount; free* 30-day trial
PrivacyGuard
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30-day trial for $1; $14.99/mo (after our 25% discount) Monitors 3-bureau credit reports, Internet security, SSN, bank account numbers, debit/credit cards $1,000,000 insurance All 3 bureau reports & scores monthly Norton Internet Security 2014 Solid credit protection with monthly credit report/score updates as well as social security and financial account monitoring; 30-day trial for $1; includes computer protection software from Norton
CSID Protector Plus
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$9.99/mo Monitors 3-bureau credit reports, public records, credit cards, SSN, bank accounts, driver’s license, passports, medical IDs, address change, payday loan applications, sex offender registry, court records, emails, phone numbers $1,000,000 insurance TransUnion credit report monthly None Offers 3-bureau credit report monitoring and monthly TransUnion credit report; extensive information monitoring; relatively cheap prices but family plan only covers one adult instead of two
Service Name / Rating Price Fraud Monitoring ID Theft Insurance/
Guarantee Reports Delivered Computer Security Bottom Line
myFICO Ultimate 3B Credit and Identity Monitoring
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$27.42/mo (paid annually); No free trial Monitors 3-bureau credit reports, credit cards, public records, SSN, bank accounts, driver’s license, passports, medical IDs, address change, payday loan applications $1,000,000 warranty 3-bureau credit scores updated in real-time; 3-bureau credit reports quarterly None Strong identity monitoring paired with comprehensive, 3-bureau FICO score monitoring; on the pricey side
LifeLock Advantage®
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Free* 30-day trial; $16.50/mo** (w/annual prepay & our 10% discount) Monitors credit and debit cards, SSN, driver’s license on Internet black market and address change verification $1,000,000 guarantee**** None, unless plan is upgraded None Valuable identity theft protection and customer support for an affordable price, yet lacks in terms of credit report monitoring; 10% discount & free* 30-day trial
IDShield Identity Theft Protection
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$9.95/mo Monitors TransUnion credit report, credit/debit cards, emails, phone numbers, SSN, bank accounts, driver’s license, passport, insurance cards, change of address $5,000,000 service guarantee None None Complete restoration assistance from Kroll Advisory Solutions; frustrating user experience and poor customer service; limited credit monitoring
ProtectMyID
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7-day trial for $1; $19.95/mo Monitors Experian credit report, credit cards, SSN, address changes, public records $1,000,000 insurance One Experian credit report None An expensive option that lacks in protection; only includes Experian credit report monitoring; 7-day trial for $1 with enrollment; credit score and other credit reports cost extra